I had the pleasure to infiltrate the 44th ANZ (Australia New Zealand Bank) AGM held in Perth Western Australia on 19th December 2012. What I witnessed was beyond believe. CEO, Michael Smith, is said to be on a pay pack $10.1 million in 2012, including $5.2 million in cash and $4.95 million worth of shares. Although 95 % of the share holders approved Michael’s ridiculous pay pack on the grounds that he made “5.7 BILLION DOLLARS PROFIT” for the bank last financial year, one share holder had the nerve to come forward to protest against such obscene wage earnings. The chairman of the board, John Morschel responded by telling the shareholder that if he did not want to agree with the pay rise for Michael Smith, he should cash in his shares and proceed to leave the premises… Such is the conduct of the super rich ANZ board. These protected powerful criminals are truly without conscious. They manipulate everything from refusing to adjust the interest rate to match the reserve bank to ripping you of with charges and fees that have no meaning. I ones took fifteen dollars in coins to the ANZ bank in Surry Hills NSW and requested they deposit it into my account. The result was that the mongrels charged me $25 to count it. With the little respect they appear to have for their own shareholders one would have to wonder what respect they have for their customers that made them rich. If you are an ANZ customer I would advise you to take your money out of the bank and stop feeding these criminals billions. ANZ are not the only bank to commit such unconstitutional crimes. The other banks are National Australia Bank, Commonwealth Bank and Westpac Banking Corporation. Keep well away from them all and look at the more friendly community owned banks such as Bendigo Bank, Adelaide Bank, Suncorp-Metway, Bank of Queensland and ME Bank. Other banks including Bankwest are owned subsidiaries of the big four. There are plenty of other banking institutions where your money is far safer and more care is taken servicing the customer. Today I am a happy Bendigo Bank customer a community bank that pays part of it’s profits back into the community… Much fewer hidden fees and less charges for account keeping not to mention personal counter service with a smile…I am no longer a ticket number and subject to talking with one of the 5600 workers ANZ employ at $2 per week in Bangalore India to deal with your queries, which get you absolutely nowhere…..even if you could understand them.